Finding the right secured loan just got easier

Let your super-smart sidekick search thousands of loans to find the best deals for you.

New kitchen with a secured loan
Man building extension with secured loan
Man building extension with secured loan
  • Secured loans up to £1.5 million
  • Loans available for adverse or bad credit
  • Always get the cheapest rate available to you
  • Search leading and specialist lenders

Compare secured loans

Use the Secured Loan Calculator below to compare rates from our panel of lenders, without affecting your credit rating.

I want to borrow...

£99

Over how long?

years

Optimum Credit Ltd

Initial Rate

3.3%

Total Repayments

£

Monthly Repayments

£

West One

Initial Rate

3.9%

Total Repayments

£

Monthly Repayments

£

Masthaven Bank Ltd

Initial Rate

4.19%

Total Repayments

£

Monthly Repayments

£

Shawbrook Bank Ltd

Initial Rate

4.20%

Total Repayments

£

Monthly Repayments

£

Precise Mortgages

Initial Rate

4.25%

Total Repayments

£

Monthly Repayments

£

Borrow without breaking a sweat

Bespoke mortgage offers

STEP 1

Get tailored offers

Tell us what you’re looking for and we’ll help you find the best deal from thousands of offers.

Man talking on phone about loans

STEP 2

Chat to your advisor

Your expert advisor will give you a quick call to answer your questions, give you tailored advice and recommend specific products.

Loan comparison platform

STEP 3

Get things moving, fast

We’ll help you take care of every element of your application, from start to finish, so things are quick and hassle-free.

Person spending their secured loan

STEP 4

Smash those money goals

Whether you’re picking up new keys, calling builders or just getting on top of your money, we’ll help you hit your goals faster.

Easier than Sunday morning

Find the best deal in less time than it takes to make a decent cup of tea.

Robot pouring hot drink

Representative Example for secured loans: based on borrowing £18,000 over 120 months. Interest Rate: 6.5% fixed for 60 months with instalments of £227.38. Followed by 60 months at the lenders standard variable rate of 4.95% with instalments of £221.71. Fees Broker fee (£1,530); Lender fee (£495). Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40) including broker fee and lender fee. Overall cost of comparison 9.1% APRC. This means 51% or more of our clients receives this rate or better for this type of product. We have arranged borrowing with rates from 3.4% to 29% APRC which has allowed us to help customers with a range of credit profiles. We are a broker not a lender. 

Secured loans have a minimum term of 36 months to a maximum term of 360 months. Maximum APRC charged 19%. If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Fast and Free

Get a free personalised secured loan quote in minutes. 

FCA authorised

On the Money is authorised and regulated by the FCA.

Completely Impartial

We don’t favour any lenders, we only find the best deal for you.

Credit score friendly

Getting a quote will never affect your credit score.