Finding the right second charge mortgage just got easier

Let your super-smart sidekick search thousands of rates to find the best deals for you.

New kitchen with a secured loan
Man building extension with secured loan
Man building extension with secured loan
  • Second Charge Mortgages up to £1.5 million
  • Loans & mortgages available for adverse or bad credit
  • Always find the cheapest rate available to you
  • Search leading and specialist lenders

Compare second charge mortgages

Use the 2nd charge mortgage calculator below to compare rates from our panel of lenders, without affecting your credit rating.

Second charge mortgages without breaking a sweat

Bespoke mortgage offers


Get tailored offers

Tell us what you’re looking for and we’ll help you find the best deal from thousands of offers.

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Chat to your advisor

Your expert advisor will give you a quick call to answer your questions, give you tailored advice and recommend specific products.

Loan comparison platform


Get things moving, fast

We’ll help you take care of every element of your application, from start to finish, so things are quick and hassle-free.

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Smash those money goals

Whether you’re picking up new keys, calling builders or just getting on top of your money, we’ll help you hit your goals faster.

Easier than Sunday morning

Relax and let our intelligent financial bots do the work.

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Fast and Free

Get personalised quotes in minutes. And it’s free. Always.

FCA authorised

On the Money is authorised and regulated by the FCA.

Completely Impartial

We don’t favour any lenders, we only find the best deal for you.

Credit score friendly

Getting a quote will never affect your credit score.